Read each item carefully. Please mark the response that describes YOU for each of the following statements:
I energetically pursue my financial life goals.
There are lots of ways around any financial problem.
I meet the goals that I set for myself
I can think of many ways to get out of a financial jam.
Even when others get discouraged, I know I can find a way to solve the problem.
I can manage my money well.
It's hard to stick with my spending when unexpected expenses arise.
It is challenging to make progress toward my financial goals.
When unexpected expenses arise I usually have to use credit.
I have been pretty successful in life.
Read each item carefully. Please mark the response that best describes you for each of the following statements.
When faced with a financial challenge I have a hard time finding a solution.
I lack confidence in my ability to manage my finances.
I worry about running out of money in retirement.
I can think of many ways to get things in life that are important to me.
When a stressful money-related event occurs it does not take me a long time to recover.
I have a tendency to bounce back quickly after hard times.
I have a hard time making it through stressful events around money.
I usually come through difficult financial times with little trouble.
I tend to take a long time to get over financial setbacks in my life.
Read each of these statements and then select how much the statement is like you. Please be honest and accurate!
In uncertain financial times, I usually expect the best.
If something can go wrong for me related to money matters, it will.
I am always optimistic about about my financial future.
When it comes to managing money, I hardly ever expect things to go my way.
I rarely count on good things happening to me.
Overall, I expect more good things to happen to me than bad.